Dual New Zealand

Not on file.

Not on file.

Not on file.

within the territory or locations named in the Schedule ('Territory' defined as such); Temporary Removal Extension covers anywhere in the Territory including transit but not international transit; Transit extensions limited to within the Territory including transit between ports of the same country but not international transit

• Explosion, rupture, bursting, cracking, leaking, or collapse of any steam boiler or pipe or economiser or any other pressure vessel due to fluid pressure within or without (Boilers and Pressure Vessels)
• Mechanical or electrical Breakdown of machinery or electrical equipment (applies only to the machine or equipment in which the Breakdown occurs; resultant Damage to other Insured Property not excluded)
• Insured Property in the course of installation, construction, demolition, erection, or testing following any of them (Contract Works)
• Damage directly resulting from shortages revealed only by the taking of an inventory or shortages due to clerical or accounting errors (Disappearance)
• Any Damage, cost, claim or expense directly or indirectly arising out of or relating to the calculation, comparison, differentiation, sequencing or processing of data involving the date change to the year 2000 or any other date change including leap year calculations (Electronic Date Recognition)
• The cost of repairing or replacing defective materials; putting right defective workmanship; putting right work performed to a defective design plan or design specification (Faulty Materials, Workmanship or Design)
• Damage to the Insured Property, or part immediately affected, caused by or arising out of fumes, dust, smoke or soot (resultant Damage to other Insured Property not excluded)
• Damage directly caused in respect of the Insured Property, or part immediately affected, by total or partial cessation of work, retarding or interruption or cessation of any process (Interruption)
• Damage to Insured Property directly caused by, or resulting from, subsidence, landslip or erosion of land (Land Movement)
• Damage to Insured Property directly caused by, or resulting from, Natural Disaster unless specified with a Sum Insured in the Schedule (Natural Disaster — earthquake, subterranean fire, volcanic eruption, tsunami, geothermal activity, hydrothermal activity)
• Damage to Insured Property, or part immediately affected, caused by or arising out of the nature of the property including shrinkage, evaporation, loss of weight, change in flavour, colour, texture or finish, or the action of light (Nature of the Property)
• Wear and tear, erosion, corrosion, slowly developing deformation or distortion or the consequences of normal working; mould, rot, vermin or insects; cost of normal maintenance (Normal Damage)
• Confiscation, requisition or Damage to Insured Property by lawful order of any government or local authority unless the order is given for the purpose of controlling any insured peril (Order of Authorities)
• Damage caused by or arising out of pollution or contamination unless the pollution or contamination itself is caused by an Accidental event not otherwise excluded (Pollution)
• Jewellery, precious stones, furs, precious metals or bullion other than as Stock of the Business or as part of any plant that forms part of the Contents of the Business (Precious Goods)
• Any Damage, cost or expense directly or indirectly caused by, resulting from or in consequence of any Insured Property where such property has pre-existing damage or deferred maintenance at the inception date of this insurance (Pre-Existing Damage or Deferred Maintenance)
• Damage to Insured Property caused by the normal operation of a process where the Damage is a direct and natural consequence of the process (Process)
• Damage to Insured Property directly resulting from theft by any of the Insured's employees; or theft by any other person unless accompanied by violence or threat of violence or by violent or forcible entry to or exit from the Premises (Theft)
• Damage to Insured Property or part immediately affected, directly or indirectly caused by interruption of the supply to the site of water, gas, electricity or any fuel (Utilities)
• war and warlike operations (General Exclusions — to be confirmed from full General Exclusions text)
• nuclear risks (General Exclusions — to be confirmed from full General Exclusions text)