Terms of Service
Last Updated: October 28, 2025
Introduction
Welcome to CommercialBuildingInsurance.co.nz. These Terms of Service govern your use of our website and services. By accessing or using our website, you agree to be bound by these terms.
Our services are provided in partnership with Venture Insurance Brokers Ltd (FSP1009673), a licensed financial service provider in New Zealand.
Services Provided
CommercialBuildingInsurance.co.nz provides:
- Information about commercial building insurance products
- Quote request services for commercial property insurance
- Connection to licensed insurance brokers and providers
- Insurance comparison and advisory services through our partner Venture Insurance Brokers Ltd
Use of Website
Permitted Use
You may use our website for lawful purposes only. You agree not to:
- Provide false or misleading information
- Use automated systems to access our services without permission
- Attempt to gain unauthorized access to our systems
- Interfere with the proper functioning of our website
- Use our services for any illegal or fraudulent activity
Account Responsibility
You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.
Quote Requests
When you submit a quote request:
- You authorize us to share your information with Venture Insurance Brokers Ltd (FSP1009673) and relevant insurance providers
- You confirm that all information provided is accurate and complete
- You understand that quotes are estimates and not binding offers
- Final insurance terms will be subject to underwriting approval
Insurance Services
Important information about insurance services:
- All insurance products are provided through licensed insurance providers
- Venture Insurance Brokers Ltd (FSP1009673) acts as the intermediary between you and insurance providers
- We do not underwrite insurance policies directly
- Insurance coverage is subject to policy terms and conditions
- You should read all policy documents carefully before purchasing insurance
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of CommercialBuildingInsurance.co.nz or its licensors and is protected by copyright and other intellectual property laws.
Disclaimers
No Warranty
Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted, secure, or error-free.
Insurance Information
Information on this website is for general guidance only and does not constitute financial or legal advice. You should consult with qualified professionals regarding your specific insurance needs.
Third-Party Content
We are not responsible for content on third-party websites linked from our site.
Limitation of Liability
To the fullest extent permitted by law, CommercialBuildingInsurance.co.nz and Venture Insurance Brokers Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.
Indemnification
You agree to indemnify and hold harmless CommercialBuildingInsurance.co.nz, Venture Insurance Brokers Ltd, and their respective officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.
Privacy
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
Changes to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of our website after changes constitutes acceptance of the new terms.
Governing Law
These Terms of Service are governed by the laws of New Zealand. Any disputes shall be subject to the exclusive jurisdiction of the New Zealand courts.
Contact Information
If you have questions about these Terms of Service, please contact us:
- CommercialBuildingInsurance.co.nz
- In partnership with Venture Insurance Brokers Ltd (FSP1009673)
- Email: info@commercialbuildinginsurance.co.nz
Financial Service Provider Information
Venture Insurance Brokers Ltd
Financial Service Provider Number: FSP1009673
Venture Insurance Brokers Ltd is registered on the Financial Service Providers Register and is a licensed insurance broker in New Zealand.